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Paystub.biz
Free tool · 2026 tax tables

Paycheck calculator

See what comes out of every paycheck: federal income tax, Social Security, Medicare and state tax, and the take-home pay that is left. It updates as you type, and nothing you enter leaves your browser.

Your pay

How are you paid?
Counted for the W-4 Step 3 credit and state allowances.
Pre-tax deductions (optional)
Percent of gross pay.
Dollars per paycheck.

Your bi-weekly paycheck

California · 2026
Gross pay$2,307.69
Taxes$468.98
Take-home$1,838.71

Take-home pay $1,838.71 per paycheck, $47,806.50 a year.

Paycheck breakdown per pay period and per year
ItemPer paycheckPer year
Gross pay2,307.6959,999.94
Federal income tax−193.08−5,020.08
Social Security−143.08−3,720.00
Medicare−33.46−870.00
California income tax−69.36−1,803.36
CA SDI−30.00−780.00
Take-home pay1,838.7147,806.50
Where a year of gross pay goes

This is an estimate, not tax advice. It assumes a 2020 or later W-4 with no extra withholding, uses the first paycheck of the year for Social Security, and leaves out local taxes, SDI and paid-leave contributions. State figures use current 2026 rules for every year. Your employer's payroll may differ.

Paycheck calculators by state

Each state page has the calculator set to that state, plus its rates, brackets, deductions, local taxes and disability or paid-leave programs.

Paycheck calculator FAQ

How is my take-home pay calculated?

Gross pay minus pre-tax deductions gives your taxable wages. Federal income tax is withheld with the IRS Pub 15-T percentage method for a 2020 or later W-4, Social Security is 6.2% of wages up to $184,500.00, Medicare is 1.45% (plus 0.9% over $200,000.00), and state tax follows each state's rates and deductions.

Which states have no income tax on wages?

Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, Wyoming. Workers there only have federal income tax and FICA withheld.

Do 401(k) and health deductions lower my taxes?

Yes. In this calculator they reduce the wages used for federal and state income tax. Social Security and Medicare are still worked out on your full gross pay, which is how traditional 401(k) contributions work.