Kentucky paycheck calculator
Kentucky has a flat income tax: withholding uses 3.5% of taxable wages. On a $75,000 salary paid every two weeks, a single filer in Kentucky has about $96.44 of state tax withheld and takes home about $2,272.50 per paycheck. Change any number below to see yours.
Your bi-weekly paycheck
Kentucky · 2026Take-home pay $1,861.82 per paycheck, $48,407.36 a year.
| Item | Per paycheck | Per year |
|---|---|---|
| Gross pay | 2,307.69 | 59,999.94 |
| Federal income tax | −193.08 | −5,020.08 |
| Social Security | −143.08 | −3,720.00 |
| Medicare | −33.46 | −870.00 |
| Kentucky income tax | −76.25 | −1,982.50 |
| Take-home pay | 1,861.82 | 48,407.36 |
This is an estimate, not tax advice. It assumes a 2020 or later W-4 with no extra withholding, uses the first paycheck of the year for Social Security, and leaves out local taxes, SDI and paid-leave contributions. State figures use current 2026 rules for every year. Your employer's payroll may differ.
Kentucky paycheck taxes at a glance
State income tax
Flat rate. Withholding applies a single rate of 3.5% to taxable wages, whatever you earn.
Deductions and exemptions
- All filing statuses
- $3,360
Local taxes, SDI and paid leave
Many Kentucky cities and counties levy occupational license taxes on wages, commonly 1% to 2.5% (Louisville and Lexington are among the largest).
Kentucky has no employee-paid state disability or paid family leave program, so nothing else is withheld at the state level.
Take-home pay in Kentucky, biweekly, single, no dependents
| Salary | Federal | FICA | State | Take-home |
|---|---|---|---|---|
| $40,000 | $100.77 | $117.69 | $49.32 | $1,270.68 |
| $75,000 | $295.00 | $220.68 | $96.44 | $2,272.50 |
| $150,000 | $951.31 | $441.34 | $197.40 | $4,179.18 |
Per paycheck, 2026. State withholding is 3.21% of a $40,000 salary, 3.34% of a $75,000 salary, 3.42% of a $150,000 salary.
Source: Tax Foundation 2026; 3.5% rate from HB 1. Figures are simplified for estimates and are not payroll compliance tables.
Kentucky paycheck FAQ
Does Kentucky have a state income tax?
Yes. Kentucky has a flat income tax: withholding uses 3.5% of taxable wages. Before the rates apply, withholding subtracts $3,360 (all filing statuses).
How much is taken out of a $60,000 salary in Kentucky?
Paid biweekly as a single filer with no dependents in 2026, gross pay is $2,307.69 per check. About $193.08 goes to federal income tax, $176.54 to Social Security and Medicare, and $76.25 to Kentucky income tax, leaving take-home pay of about $1,861.82.
What deductions and exemptions does Kentucky allow?
Kentucky withholding allows $3,360 for all filing statuses as a standard deduction or exemption. Kentucky withholding does not give an extra allowance for dependents.
Are there local taxes or disability deductions in Kentucky?
Many Kentucky cities and counties levy occupational license taxes on wages, commonly 1% to 2.5% (Louisville and Lexington are among the largest). Kentucky has no employee-paid state disability or paid family leave program, so nothing else is withheld at the state level.