New Jersey paycheck calculator
New Jersey has a progressive income tax with 7 brackets, from 1.4% up to a top rate of 10.75%. On a $75,000 salary paid every two weeks, a single filer in New Jersey has about $99.85 of state tax withheld and takes home about $2,256.98 per paycheck. Change any number below to see yours.
Your bi-weekly paycheck
New Jersey · 2026Take-home pay $1,860.41 per paycheck, $48,370.70 a year.
| Item | Per paycheck | Per year |
|---|---|---|
| Gross pay | 2,307.69 | 59,999.94 |
| Federal income tax | −193.08 | −5,020.08 |
| Social Security | −143.08 | −3,720.00 |
| Medicare | −33.46 | −870.00 |
| New Jersey income tax | −67.97 | −1,767.22 |
| NJ TDI | −4.38 | −113.88 |
| NJ FLI | −5.31 | −138.06 |
| Take-home pay | 1,860.41 | 48,370.70 |
This is an estimate, not tax advice. It assumes a 2020 or later W-4 with no extra withholding, uses the first paycheck of the year for Social Security, and leaves out local taxes, SDI and paid-leave contributions. State figures use current 2026 rules for every year. Your employer's payroll may differ.
New Jersey paycheck taxes at a glance
State income tax
Progressive brackets. Rates run from 1.4% to a top rate of 10.75% of annual taxable wages.
| Taxable income | Rate |
|---|---|
| $0 – $20,000 | 1.4% |
| $20,000 – $35,000 | 1.75% |
| $35,000 – $40,000 | 3.5% |
| $40,000 – $75,000 | 5.525% |
| $75,000 – $500,000 | 6.37% |
| $500,000 – $1,000,000 | 8.97% |
| $1,000,000 and up | 10.75% |
| Taxable income | Rate |
|---|---|
| $0 – $20,000 | 1.4% |
| $20,000 – $50,000 | 1.75% |
| $50,000 – $70,000 | 2.45% |
| $70,000 – $80,000 | 3.5% |
| $80,000 – $150,000 | 5.525% |
| $150,000 – $500,000 | 6.37% |
| $500,000 – $1,000,000 | 8.97% |
| $1,000,000 and up | 10.75% |
New Jersey's NJ-W4 rate tables A to E are not modeled; this uses the income tax brackets.
Deductions and exemptions
- Single / Head of household
- $1,000
- Married filing jointly
- $2,000
- Each dependent: a further $1,500 off taxable wages.
Local taxes, SDI and paid leave
New Jersey cities do not tax employee wages. Newark's 1% payroll tax is paid by employers.
New Jersey withholds TDI (0.19%) and Family Leave Insurance (0.23%) on the first $171,100 of wages in 2026, plus employee unemployment and workforce contributions.
Take-home pay in New Jersey, biweekly, single, no dependents
| Salary | Federal | FICA | State | Take-home |
|---|---|---|---|---|
| $40,000 | $100.77 | $117.69 | $26.25 | $1,287.29 |
| $75,000 | $295.00 | $220.68 | $99.85 | $2,256.98 |
| $150,000 | $951.31 | $441.34 | $283.27 | $4,069.08 |
Per paycheck, 2026. State withholding is 1.71% of a $40,000 salary, 3.46% of a $75,000 salary, 4.91% of a $150,000 salary.
Source: Tax Foundation, "State Individual Income Tax Rates and Brackets, 2026" (rates and deductions as of January 1, 2026). Figures are simplified for estimates and are not payroll compliance tables.
New Jersey paycheck FAQ
Does New Jersey have a state income tax?
Yes. New Jersey has a progressive income tax with 7 brackets, from 1.4% up to a top rate of 10.75%. Before the rates apply, withholding subtracts $1,000 (single / head of household), $2,000 (married filing jointly).
How much is taken out of a $60,000 salary in New Jersey?
Paid biweekly as a single filer with no dependents in 2026, gross pay is $2,307.69 per check. About $193.08 goes to federal income tax, $176.54 to Social Security and Medicare, and $67.97 to New Jersey income tax, leaving take-home pay of about $1,860.41.
What deductions and exemptions does New Jersey allow?
New Jersey withholding allows $1,000 for single / head of household; $2,000 for married filing jointly as a standard deduction or exemption. Each dependent lowers taxable wages by a further $1,500.
Are there local taxes or disability deductions in New Jersey?
New Jersey cities do not tax employee wages. Newark's 1% payroll tax is paid by employers. New Jersey withholds TDI (0.19%) and Family Leave Insurance (0.23%) on the first $171,100 of wages in 2026, plus employee unemployment and workforce contributions.