Pay Records, Done Properly.

Paystub.biz makes pay stubs, W-2s, 1099s and invoices in the browser, with the payroll taxes worked out for you. It's built for small employers, bookkeepers, contractors and the self-employed who need a correct record of pay without signing up for a full payroll service.

What you can make

Unlimited plans are $19.99 a month or $59.99 a year. You can build and preview everything without an account; nothing is charged until you download. Single documents have a 30-day money-back guarantee, and subscriptions can be refunded within 7 days of the first charge (see the refund policy).

How the numbers are worked out

• Federal income tax follows the IRS Publication 15-T percentage method for a 2020 or later Form W-4, using the filing status, dependents and any extra W-4 entries you give.
• Social Security is 6.2% of wages up to the yearly wage base ($184,500 in 2026). Medicare is 1.45% of all wages, plus 0.9% on wages over $200,000 in the year.
• State and local taxes use each state's brackets, deductions and exemptions, plus the common city and county taxes and state disability and family leave programs. States with no tax on wages stay at zero.
• Tax years 2024 to 2026 are supported. Figures come from IRS revenue procedures and publications, the Social Security Administration and state tax agencies, and are checked each January when the new numbers come out.
• Year-to-date totals are rebuilt from the pay periods, so the Social Security cap and the Additional Medicare threshold land on the right paycheck.

W-2s, 1099s, W-9s and W-4s are filled on the official PDFs published by the IRS, box for box. Copy A of a W-2 or 1099 isn't included, because the IRS and SSA only accept the red, scannable form or an electronic filing (why). Every figure is an estimate you can check and edit; see which taxes we calculate for the limits.

How your data is handled

• If you're not logged in, your draft stays in your browser until you download.
• For logged-in users, saved documents and sensitive fields such as full SSNs, EINs and TINs are encrypted (AES-256-GCM) and tied to your account. PDFs and logos sit in private storage only you can download from.
• Card payments are handled by Stripe. We never see or store card numbers.
• Pay stubs only ever print the last 4 digits of an SSN or bank account.
• There are no ad trackers. Analytics are our own, and with Global Privacy Control or Do Not Track on, no analytics cookies are set.

Deleting your account removes your documents, PDFs and logos with it. The details are in the privacy policy and how we protect your data.

Lawful use only

These documents are for recording income that was actually paid: paying staff, keeping records, replacing a lost stub, or showing what you really earn. Making false pay records to mislead a lender, landlord or government agency is fraud, and it's against our terms. Read more about lawful use.

Paystub.biz is not a payroll provider, tax adviser or law firm. We don't file returns or pay taxes on your behalf, and our guides are general information, not advice for your situation.

Who runs it and how to reach us

Paystub.biz is an independent website, run under the Paystub.biz name. Email support@paystub.biz and a person will reply. Most answers are already in the help center, the FAQ and the guides.